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AI Agents · Apps · Autonomous Trading · Ventures

We Don't
Build Businesses
We Build Legacies

An AI technology company from Ireland. We engineer autonomous agents, ship consumer apps, run algorithmic trading systems and rebuild businesses — one elite ecosystem, built on courage, pride, and integrity.

BulgarLux Trading — Empowering Market Mastery CONNECT — Business Acquisition & Development Plutus AI — 24/7 Autonomous AI Agent Cognito Capital — Building Legacies Since Day One cognitocapital.ie — Ireland's Elite AI & Business Group BulgarLux Trading — Empowering Market Mastery CONNECT — Business Acquisition & Development Plutus AI — 24/7 Autonomous AI Agent Cognito Capital — Building Legacies Since Day One cognitocapital.ie — Ireland's Elite AI & Business Group
7+Power Branches
100%Client Dedication
€1k+Build Packages
24/7AI Automation
The Ecosystem Chamber 01 — 07

Connect

Acquisition & Development

We identify businesses with untapped potential, acquire or partner with them, and inject infrastructure, strategy and capital to drive exponential growth.

What we do in this chamber
    Scroll to journey through the constellation
    Ready to Begin?

    Your Legacy Starts
    With a Single Call.

    Book a confidential Legacy Call with Pavel Pavlov and discover what Cognito Capital can build for you.

    Stay In The Loop

    Step Into The World of Success

    Premium updates, investment insights, AI tools, and growth strategies — delivered directly from Cognito Capital.

    Our Three Branches

    Our Services

    Three elite divisions. One unified ecosystem. Built to take you from ambition to empire.

    Plutus AI — Live

    Your Business
    Never Sleeps.

    Plutus AI is Cognito Capital's autonomous AI agent platform. Deploy it once — it handles your client communications, workflow execution, lead generation, and business reporting while you sleep. Named after the Greek god of wealth, it works tirelessly so you don't have to.

    • 24/7 autonomous agent — computer-use capable
    • Full business workflow automation
    • Client communication management
    • Lead generation on autopilot
    • Custom API & software integrations
    • Weekly performance reports
    • Multi-platform deployment
    • Real-time monitoring dashboard
    PLUTUS AI — SYSTEM ONLINE
    Initialising workflow engine...
    Client pipeline: 12 active leads
    Revenue target: ON TRACK ✓
    Processing: invoice_batch.json
    Outreach sent: 8 new prospects
    All automations running — 0 errors
    Next report: 06:00 UTC
    Monitoring 24 social channels...
    New conversion detected ✓
    BulgarLux Trading

    Master the Markets.
    Build Real Wealth.

    Advanced trading education built for those who are serious. Live mentorship, real-time market analysis, proven strategies across Forex, crypto, and equities. Backed by Bulgarian discipline, built for global success. Whether you're a beginner or seasoned trader — we elevate your edge.

    • Forex, Crypto & Equities education
    • Live trading session access
    • 1-on-1 & group mentorship
    • Weekly market briefings & signals
    • Risk management & psychology training
    • Exclusive BulgarLux community
    • Advanced technical analysis modules
    • Trade journaling & performance review
    EUR/USD▲ 1.0842 +0.22%
    BTC/USD▲ 104,220 +3.1%
    GBP/USD▼ 1.2614 -0.08%
    ETH/USD▲ 3,844 +5.4%
    XAU/USD▲ 2,648 +0.9%
    S&P 500▲ 5,832 +0.45%
    BULGARLUX LIVE FEED · REAL-TIME
    CONNECT Branch

    Turn Dreams
    Into Empires.

    CONNECT is Cognito Capital's business acquisition and development arm. We identify businesses with untapped potential, acquire or partner with them, and inject our AI systems, strategy, and network to drive exponential growth. This is not consulting — it's partnership with skin in the game.

    • Business identification & due diligence
    • Full acquisition strategy & negotiation
    • AI systems integration post-acquisition
    • Revenue optimisation frameworks
    • Growth & scaling roadmap
    • Exit strategy planning
    • Equity-aligned partnership model
    • Ongoing operational support
    C
    CONNECT App
    Coming Soon — Join The Waitlist
    Powered by Fidelium $FDL
    Our Story

    Welcome to Cognito Capital

    Built on courage, pride, and integrity — an AI-powered legacy company rooted in Ireland, reaching the world.

    The Founder

    Pavel Pavlov

    Founded by Pavel Pavlov, Cognito Capital is a dynamic company dedicated to exceptional financial, AI-powered, and business development solutions. Our mission: transform the way individuals and businesses approach wealth management, digital growth, and long-term investment.

    With a foundation built on expertise, integrity, and excellence, Cognito Capital is your trusted partner from idea to empire — supported by a full suite of AI services and the Fidelium $FDL ecosystem.

    Every client receives personalised attention, bespoke strategy, and access to the full power of the Cognito Capital ecosystem. We don't believe in one-size-fits-all — we believe in legacy-grade solutions.

    "At Cognito Capital, we don't just build businesses — we build legacies. Every client receives the tools and guidance to unlock their full potential."

    — Pavel Pavlov, Founder
    Our Capability Index
    AI Integration95%
    Client Communication92%
    Customer Care100%
    Creativity & Innovation88%
    Marketing & Social Media72%
    Business Development90%
    What We Stand For

    Our Core Values

    ⚔️
    Courage

    We make bold decisions, take calculated risks, and stand behind every commitment. Courage is the foundation of every empire we build.

    🦁
    Pride

    Every project, every client, every interaction carries the full weight of our reputation. We take immense pride in the quality and integrity of our work.

    🔐
    Integrity

    Transparency, honesty, and accountability in everything we do. Our word is our bond — no hidden fees, no hidden agendas.

    🤖
    Innovation

    We stay at the frontier of AI and technology, constantly evolving our systems and strategies to give clients an unfair competitive advantage.

    🌍
    Legacy

    We think in decades, not quarters. Every strategy is designed to build something that lasts — a true generational legacy.

    🤝
    Partnership

    We don't just serve clients — we partner with them. Your success is our success, and we are invested in the outcome alongside you.

    Ready To Join The Legacy?

    Let's Build Something Extraordinary.

    Investment Plans

    Choose Your Plan

    Transparent pricing. Real results. Every plan includes a dedicated Cognito Capital team member and ongoing support.

    AI Agent Services

    AI Agent Subscription Plans

    Starter
    Launch Agent
    Perfect for solo founders & small teams
    135/mo
    Setup Deposit: €699
    • 1 AI Agent Deployment
    • Customer Query Automation
    • Basic Workflow Automation
    • 5 Custom Flows & Responses
    • Email Support
    • Monthly Performance Report
    Professional
    Growth Agent
    For growing businesses ready to scale
    260/mo
    Setup Deposit: €1,199
    • 3 AI Agents Deployed
    • Full Workflow Automation
    • Social Media AI Integration
    • 20 Custom Flows & Responses
    • Sales Funnel Automation
    • Priority Support
    • Bi-Weekly Strategy Call
    Enterprise
    Elite Agent Suite
    Full-scale AI for established businesses
    530/mo
    Setup Deposit: €1,999
    • Unlimited AI Agents
    • Full Business Automation
    • Custom AI Integrations
    • Unlimited Custom Flows
    • Dedicated Account Manager
    • Weekly Strategy Sessions
    • Priority 24/7 Support
    One-Time Investment — Business Development
    Business Build Package
    €1,000 — €5,000+ One-Time Payment · Tailored To Your Business · No Hidden Fees
    Cognito Capital retains 10% equity + 10% of profits — formalised through a signed contract.
    You keep full creative control and operational direction.
    • Full Business Strategy & Roadmap
    • Website & App Development
    • AI Systems Integration
    • Brand Identity & Design
    • Marketing & Social Media Setup
    • Custom Software Solutions
    • Sales Funnel Architecture
    • Ongoing Growth Partnership
    • Legal Structure Guidance
    • Dedicated Cognito Capital Team

    Price determined at consultation · Partnership agreement signed before work begins

    Start Your Journey

    Let's Talk

    Ready to build your legacy? Book a confidential strategy call or send us a message below.

    The Legacy Call

    Book Your Discovery Session

    A 45-minute confidential conversation with Pavel Pavlov to map out your path to financial independence and business growth. No pressure. No fluff. Just clarity.

    Schedule on Calendly →
    Send A Message

    Get In Touch

    Have a specific question or ready to begin? Fill out the form and we'll be in touch within 24 hours.

    ✓ Message received — we'll be in touch within 24 hours.
    Stay In The Loop

    Step Into The World of Success

    Premium updates, investment insights, AI tools, and growth strategies — delivered directly from Cognito Capital.

    ← Back to site

    Chamber 01 · The Ecosystem

    Connect

    Acquisition & Development Engine

    CONNECT is Cognito Capital's venture engine — the chamber where businesses are found, funded and rebuilt. We acquire or partner with companies that have untapped potential, then install the AI infrastructure, operating systems and capital discipline that make them compound. It's also where your own idea becomes an operating business, with our engineers and strategists building beside you from day one.

    10%Equity Model
    6–12Weeks Idea → Launch
    5+Sectors Covered
    1Dedicated Team
    Venture Growth Trajectory · IllustrativeActive
    The CONNECT App

    Your Deal Pipeline.
    In Your Pocket.

    Track acquisitions, partnership offers and build-projects in real time — every venture, valuation and milestone in one place. Submit your own idea straight from the app and watch it move through the pipeline. Coming soon, powered by Fidelium $FDL.

    CONNECT
    Active Deals
    Café Chain · DublinDue Diligence
    Logistics SaaSNegotiation
    Fitness Brand · SofiaIntegration
    Your Idea HereSlot Open
    + Submit Your Idea
    01

    Due Diligence

    Deep analysis of the business, market and numbers before we ever commit.

    02

    Acquisition Strategy

    Structuring and negotiating the deal so the upside is real and protected.

    03

    Systems Integration

    Plugging in the operations, automations and tooling that make it scale.

    04

    AI Integrations

    Deploying Plutus and custom agents to run the business around the clock.

    05

    Equity Partnership

    Aligned ownership — we grow when you grow, formalised by contract.

    ← Back to the Ecosystem
    Chamber 02 · The Ecosystem

    Plutus

    The 24/7 Autonomous Operator

    Plutus is our flagship autonomous AI agent — a computer-use capable operator that runs a business the way a tireless employee would. It reads your inbox, answers your clients, executes workflows, fills your pipeline and files its own reports, every hour of every day. Built in-house by Cognito Capital's engineering team, deployed for our clients and inside our own companies first.

    24/7Always On
    0Downtime
    8+Native Integrations
    1000sTasks Automated
    Agent Task ThroughputLive
    Live Operator Feed

    Watch Plutus Work.

    A rolling feed of what the agent actually does all day — inbox triage, client replies, bookings, invoices, reports. You sleep, it ships. This is a live simulation of a real deployment's activity log.

    PLUTUS — OPERATOR ONLINE
    Streaming activity log...
    01

    Workflow Automation

    Your repetitive business processes, executed autonomously end to end.

    02

    Lead Generation

    Prospecting and outreach running on autopilot, day and night.

    03

    Client Comms

    Replies, follow-ups and support handled in your voice, instantly.

    04

    API Integrations

    Connects to the tools you already run — CRM, email, calendars and more.

    05

    Live Reporting

    Real-time dashboards and weekly performance summaries.

    Desktop App · In Development
    ← Back to the Ecosystem
    Chamber 03 · The Ecosystem

    Fidelium

    The $FDL Token Economy

    Fidelium ($FDL) is the economic bloodstream of the ecosystem — a utility token that connects every chamber. It powers access and rewards across our products, fuels the Cognito Capital District play-and-earn economy, and gives holders a voice in the direction of the constellation through on-chain governance. One token, every venture, aligned incentives.

    7Connected Chambers
    4Utility Streams
    1Unified Treasury
    100%On-Chain
    Token Utility Flow · SimulationTestnet
    Tokenomics

    One Token.
    Every Venture.

    $FDL is engineered for circulation, not speculation — the majority flows back to the people using the ecosystem. Allocation shown is the working model and will be finalised at launch.

    • Ecosystem & Rewards — 40%
    • Treasury — 25%
    • Liquidity — 20%
    • Team & Development — 15%
    $FDLAllocation
    01

    Token Utility

    $FDL powers access, rewards and payments across the ecosystem.

    02

    Staking Rewards

    Put $FDL to work and earn a share of ecosystem activity.

    03

    Treasury

    A transparent reserve backing growth across every chamber.

    04

    On-Chain Governance

    Holders help steer the direction of the ecosystem.

    Token Launch · Coming Soon
    ← Back to the Ecosystem
    Chamber 04 · The Centerpiece

    Cognito Capital

    The Holding Intelligence

    Cognito Capital is the intelligence at the core — an Irish technology and investment company that designs autonomous AI agents, ships consumer apps, runs algorithmic trading systems and acquires businesses worth rebuilding. Every chamber in this constellation is designed, funded and directed from here. One balance sheet, one brand, one direction.

    7Chambers
    3Power Branches
    .ieIreland HQ
    100%Client Dedication
    Ecosystem Value · Compounding ViewBuilding
    Plutus
    Deployed
    Connect
    Scaling
    BulgarLux
    Live Markets
    LEA
    In Development
    Fidelium
    Testnet
    Cognito Capital District
    Pre-Launch
    01

    Holding Company

    The parent that owns and coordinates every chamber.

    02

    Capital Allocation

    Directing capital to where it compounds fastest.

    03

    Brand Authority

    One trusted identity across every venture we build.

    04

    Strategic Direction

    The long-term vision that keeps the ecosystem aligned.

    ← Back to the Ecosystem
    Chamber 05 · The Ecosystem

    BulgarLux

    Autonomous Market Intelligence

    BulgarLux is our market intelligence and trading arm — where serious education meets autonomous execution. Live mentorship and proven strategies across Forex, crypto and equities, backed by the same quant research, risk engine and market heatmaps our own systems trade with. Bulgarian discipline, engineered into software.

    3Asset Classes
    24/5Market Coverage
    100%Risk-Managed
    1:1Mentorship
    Strategy Equity Curve · BacktestMarkets Open
    BULGARLUX TERMINAL v2Live Simulation
    EUR/USD▲ 1.0842
    BTC/USD▲ 104220
    ETH/USD▲ 3844
    XAU/USD▲ 2648
    GBP/USD▼ 1.2614
    01

    Algorithmic Trading

    Systematic strategies executing without hesitation or emotion.

    02

    Risk Engine

    Position sizing and drawdown controls built into every trade.

    03

    Market Heatmaps

    See where the flow is, across assets, in real time.

    04

    Quant Research

    Data-driven signals and backtesting behind every decision.

    Terminal · In Development
    ← Back to the Ecosystem
    Chamber 06 · The Ecosystem

    LEA

    Women's Health & Beauty App

    LEA is our consumer app for women's health and beauty — cycle tracking that actually understands you, moon-cycle insights, and computer-vision skin-tone detection that matches makeup shades to your exact tone. Designed with care, engineered by the same team that builds our autonomous AI agents.

    AISkin-Tone Match
    2-in-1Cycle + Moon Tracking
    iOS+Android Too
    100%Privacy-First
    Cycle Insights · App PreviewIn Development
    Inside The App

    She Knows Your Cycle.
    And Your Shade.

    LEA pairs cycle and moon-phase tracking with computer-vision shade matching — point the camera at your skin and get the exact tones that work for you, adjusted to where you are in your month.

    LEA
    Day 17Luteal · Waxing Moon
    Your Shades Today
    Warm Honey · 92% matchBest Pick
    Scan My Skin Tone
    01

    Cycle Tracking

    Understand your monthly and moon cycles in one place.

    02

    Skin-Tone Detection

    Accurate tone matching for the perfect makeup shades.

    03

    Health & Wellness

    Guidance that blends beauty, wellbeing and self-care.

    iOS & Android · Coming Soon
    ← Back to the Ecosystem
    Chamber 07 · The Ecosystem

    Cognito Capital District

    Decentralised FiveM / GTA VI Economical Server

    Cognito Capital District is our game-economy project — an open-world FiveM / GTA VI economic server where playing actually pays. Work real jobs, run real businesses, trade with other players and earn $FDL you can cash out to the real world. Built by our game development team with AI-driven NPCs and a genuinely balanced economy.

    $FDLPlay & Earn
    RealCash-Out
    OpenWorld Economy
    AIDriven NPCs
    In-Game Economy Volume · SimulationPre-Launch
    In-Game HUD

    Clock In.
    Cash Out.

    Your district wallet fills as you work — take a shift, flip a business, close a street deal. Everything you earn in $FDL is yours to cash out. This is a live simulation of the earning loop.

    District Wallet12,480 $FDL
    🚕 Taxi Shift · 2h+240 $FDL
    🔧 Mechanic Contract+410 $FDL
    🏪 Corner Store · Weekly Profit+1,150 $FDL
    💼 Import Run · High Risk+2,600 $FDL
    01

    Economical Servers

    A living in-game economy with real earning potential.

    02

    Game Development

    Custom scripts, jobs and businesses built for the district.

    03

    AI Integration

    Smart NPCs and systems that make the world feel alive.

    04

    Play & Earn

    Earn $FDL in-game and cash out to the real world.

    Server Launch · Coming Soon
    ← Back to the Ecosystem
    Member Console

    Your Account

    Manage your profile, avatar and subscriptions — all in one place.

    Profile & Avatar

    Your Profile

    Update your avatar photo, display name, password and connected accounts. Secured by Clerk.

    Subscriptions

    Your Plan

    Current plan: Free

    Choose a plan to activate it. Checkout is handled securely by Stripe.

    To cancel or change an active paid plan, contact us and we'll handle it from the Stripe dashboard.

    Exclusive Access
    Join The Inner Circle
    Get exclusive AI insights, market signals, and early access to new Cognito Capital products — free.